🏢 1. Introduction & Developer Identity

This Privacy Policy applies to the Task Rewards mobile application (Package Name: in.jmdworld.taskrewards), developed, operated, and maintained by JMD World ("we," "our," or "us").

Task Rewards is an interactive educational "Learn & Earn" platform dedicated to helping students and learners develop vital life skills—including Spoken English, Vocabulary Expansion, Digital & Computer Literacy, General Knowledge, and Vedic Speed Math—while receiving promotional reward points for genuine study engagement.

We respect your privacy and are committed to protecting personal data collected through your use of Task Rewards. This policy clearly describes the types of information we collect, how it is used, how third-party ad networks (including Google and Meta) handle your data, and your rights to manage or permanently delete your account and personal data.

By downloading, installing, or using Task Rewards, you acknowledge that you have read and agreed to the collection and handling of your information as outlined in this policy.

📋 2. Information We Collect

To provide core rewarding features, authenticate your account without complex passwords, combat fraud, and display compliant advertisements, we collect the following categories of information:

A. Automatically Collected Technical Identifiers

• Device Identifiers: Unique Android Device ID to securely authenticate and link your account without requiring external credentials.
• Google Advertising ID (AAID / GAID): Collected under Android permission com.google.android.gms.permission.AD_ID to enable frequency capping, fraud prevention, and personalized ad delivery by verified ad networks.
• Hardware & Operating System Data: Device model, manufacturer, Android OS version, screen resolution, and language settings to ensure visual optimization and app stability.
• Network & Regional Location: IP address, network connection type (Wi-Fi or Cellular), country, state, and city level regional identifiers to prevent proxy/VPN spoofing and deliver localized educational content. For full disclosures on precise GPS and location permissions, see Section 3 below.
• Fraud Prevention Flags: Automated security checks to detect VPNs, proxy servers, emulators, rooted environments, or automated bot scripts.

B. Information You Voluntarily Provide

• Optional Profile Data: Display name, email address, or phone number if you choose to add or update them in your in-app Profile settings.
• Payout Destination Information: Digital wallet identifiers (e.g., UPI ID, Paytm number, PayPal email handle) provided strictly when requesting a reward withdrawal. We do NOT collect bank account passwords, ATM PINs, or credit card numbers.
• Customer Support Correspondence: Information provided when contacting support via email (e.g., screenshots, transaction inquiries).

C. In-App Activity & Rewards Records

• Task completions, educational card readings, daily check-in streaks, spin wheel results, scratch card plays, dice roll rewards, and leaderboard rankings.
• Coin balances, virtual wallet ledgers, and redemption transaction statuses (Pending, Approved, Completed).
• Referral code usage and attribution.

📍 3. Location Data & Device Geo-Verification Policy (Google Play Compliant)

In strict compliance with Google Play Store's Location Permissions Policy and Prominent Disclosure Requirements, this section details our handling of device location data:

A. Foreground-Only Access (Zero Background Tracking)

Location data is accessed strictly in the foreground while the Task Rewards application is open and actively in use by you (for example, during initial regional country setup, fraud verification checks, or when requesting a localized payout). Task Rewards does NOT request or use the ACCESS_BACKGROUND_LOCATION permission, and we do NOT track, monitor, or record your physical movements or location in the background when the app is minimized or closed.

B. Legitimate Purposes of Location Data Collection

We collect and process location data solely for the following legitimate service and security functions:

• Authentic Country & Regional Verification: To ensure your account is bound to your actual geographic region, allowing our system to offer compliant, legally authorized payout methods (such as UPI, Paytm, and Indian Bank Transfer for users in India, or PayPal and USDT for international users).
• Anti-Fraud & Referral Abuse Prevention: To detect and prevent location spoofing, mock GPS emulators, proxy/VPN network masking, and automated multi-account referral farming. This guarantees fair rewards for all honest learners.
• Localized Educational Content: To tailor relevant educational modules (e.g., regional language learning such as Hindi and Marathi spoken dialogues, localized general knowledge, and regional career resources).

C. Zero Sale or Commercial Sharing of Location Data

Your precise GPS coordinates and location information are never sold, rented, leased, or disclosed to third-party data brokers, marketing agencies, or commercial advertising networks. Location coordinates are used solely for in-session verification or stored as non-precise regional identifiers (e.g., Country code) adhering strictly to data minimization standards.

D. User Control & How to Revoke Location Permission

Task Rewards provides a prominent in-app disclosure prior to requesting location access. You maintain complete control over this permission and can revoke it at any time directly through your Android device settings without affecting access to core educational modules:

1. Open your Android device Settings app.
2. Navigate to Apps (or Application Manager) > Task Rewards.
3. Tap Permissions > Location.
4. Select "Don't allow" or "Ask every time".

⚙️ 4. How We Use Your Information

We process the collected information for the following legitimate business and service purposes:

• Authentication & Account Management: Automatically establishing and maintaining your reward profile linked securely to your device.
• Reward Processing & Payouts: Validating task submissions, crediting reward points accurately, and transferring monetary rewards to your specified payout destination.
• Fraud & Abuse Prevention: Enforcing our Terms of Service by detecting multiple accounts per device, bot farming, proxy/VPN fraud, and artificial task completions.
• Advertising Delivery: Serving non-intrusive banner, interstitial, and rewarded video ads via certified ad networks to keep the platform free for all users.
• Performance & Analytics: Monitoring server stability, diagnosing crashes, and optimizing user interface workflows.
• Customer Support: Investigating payout inquiries, resolving missing reward points, and fulfilling data requests.

🎓 5. Educational "Learn & Earn" Safety & Integrity

Task Rewards features a comprehensive Learn & Earn curriculum with over 410 curated micro-learning tasks across Spoken English (Hindi to English), Vocabulary Development (English to Hindi), Computer & Tech Fundamentals, Science & General Knowledge, and Vedic Speed Math.

Educational Privacy Standards:

• Zero Commercial Profiling: We do NOT track or record individual learning curves, vocabulary test scores, or study habits for behavioral commercial profiling or third-party resale.
• Reflection Dwell-Time Timer: To foster genuine learning rather than rapid bot spamming, an 8-second client-side reflection timer ensures users read the educational card before claiming their reward coins.
• No Paywalls or Hidden Fees: 100% of the educational content is accessible completely free with no course fees, deposits, or in-app purchases. Reward points are promotional loyalty coins funded solely through compliant advertisements.
• Practical Skill Advancement: Users gain real-life skills (job interview communication, mental math speed, computer shortcuts) while safely accumulating coins towards real payouts (UPI, Paytm, Bank Transfer).

📢 6. Advertising & Meta Audience Network Policy Disclosures

Task Rewards displays third-party advertisements to fund cash and gift card rewards given to our users. Our primary advertising partners include Google AdMob and Meta Audience Network (Facebook, Inc. / Meta Platforms, Inc.).

Meta's collection and use of information are governed by the Meta Privacy Policy. We ensure that our integration complies with all Meta Developer Terms, Commercial Terms, and Audience Network Policies. Specifically:

• We do NOT share sensitive health, financial credentials, or children's personal data with Meta or any advertising partner.
• All ad requests respect device-level advertising preferences and tracking opt-outs selected by the user.

🎛️ 7. Advertising ID & User Opt-Out Choices

You have complete control over interest-based advertising and can opt out or reset your Advertising ID at any time directly through your Android device settings:

You may also opt out of participating ad networks' interest-based advertising through industry opt-out portals:

• Digital Advertising Alliance (DAA): https://www.aboutads.info/choices
• Network Advertising Initiative (NAI): https://optout.networkadvertising.org/
• European Interactive Digital Advertising Alliance (EDAA): https://www.youronlinechoices.eu/

🔗 8. Third-Party Services & SDK Disclosures

We do not sell, rent, or trade your personal data. We integrate certified third-party SDKs strictly to support application functionality, analytics, and advertising. Below are our partners and links to their privacy practices:

Service Provider	Purpose	Privacy Policy
Google Play Services	Core system operations, security, and authentication	Google Privacy Policy
Google AdMob	Displaying banner, interstitial, and rewarded ads	Google Ads Policy
Meta Audience Network	Targeted and personalized video / interstitial ads	Meta Privacy Policy
Unity Ads	Interactive rewarded game advertisements	Unity Ads Privacy Policy

🗑️ 9. Account & Data Deletion Rights

In accordance with Google Play's User Data & Account Deletion Policy, you have the absolute right to permanently delete your Task Rewards account and all personal information associated with it at any time.

If you have uninstalled the app or prefer to request deletion via the web, you can use our dedicated deletion portal or email our Data Protection Team:

Visit Account & Data Deletion Portal →

Data Deletion vs. Retention Table:

Data Category	Deletion Action	Retention Period & Justification
User Profile & Contact Info	Permanently Erased	Deleted immediately upon request.
Virtual Coins & Wallet Balance	Permanently Erased	Zeroed and discarded immediately. Non-restorable.
Device Identifier Linkage	Permanently Erased	Disassociated and cleared immediately.
Payout Destination Details	Permanently Erased	Purged from active database records.
Anti-Fraud Protection Hashes	Anonymized Hash Only	Irreversible mathematical hashes retained up to 90 days strictly for bot and spam prevention. Contains no personal data.

👶 10. Children's Privacy (COPPA Compliance)

Task Rewards is designed for general audiences and is strictly intended for individuals who are at least 13 years of age (or 16 years of age in the European Economic Area and United Kingdom).

We do NOT knowingly target, market to, or solicit personal information from children under the age of 13. If you are a parent or legal guardian and believe that your child has provided us with personal information without your consent, please contact us immediately at digitalonlinepayment230@gmail.com. Upon receipt of such notification, we will promptly investigate and permanently erase all corresponding records from our servers.

🌍 11. International Privacy Rights (GDPR & CCPA/CPRA)

Depending on your location, you hold specific legal rights regarding your personal data:

European Union & UK Residents (GDPR / UK GDPR):

• Right of Access: You have the right to request copies of your personal data processed by us.
• Right to Rectification: You have the right to correct inaccurate or incomplete data.
• Right to Erasure ("Right to be Forgotten"): You have the right to demand total erasure of your account and personal data.
• Right to Restrict Processing: You have the right to object to or limit certain types of processing.
• Right to Data Portability: You may request your data in a structured, machine-readable format.

California Residents (CCPA / CPRA):

• Right to Know: You may request disclosures about what categories of personal data we have collected, used, or shared.
• Right to Delete: You have the right to request deletion of personal information collected from you.
• Right to Non-Discrimination: We will never deny services, charge different prices, or provide a lower quality of service for exercising your privacy rights.
• No Sale of Personal Information: We do NOT sell personal information as "sale" is traditionally defined under the CCPA.

🔒 12. Data Security & Storage Integrity

We maintain strict administrative, technical, and physical safeguards designed to protect personal information against accidental loss, unauthorized access, destruction, or alteration:

• Encrypted Transmission: All data transmitted between the Task Rewards app and our backend servers is encrypted using Secure Sockets Layer / Transport Layer Security (HTTPS/TLS 1.2+).
• Access Controls: Administrative database access is restricted through least-privilege role permissions, secure SSH keys, and multi-factor authentication.
• Cryptographic Hashing: Sensitive operational identifiers are protected using irreversible one-way cryptographic hashing algorithms.
• Continuous Monitoring: Real-time firewall rules and automated intrusion detection monitor against DDoS attacks, automated scraping, and unauthorized access attempts.

🔄 13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our legal obligations, features, or advertising partner requirements. When changes are made, the "Last Updated" date at the top of this page will be revised accordingly.

We encourage you to review this Privacy Policy periodically. Continued use of Task Rewards after any modifications signifies your acceptance of the updated policy.

✉️ 14. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data handling practices, please contact our Data Protection Team at: